About Mortgage Owl

Mortgage Owl is a trading style of Blakeway & Hunt Ltd a firm of Independent Financial Advisers (IFA) based in Gloucester, covering the county and beyond.

Andy & Chris, with over 40 years of combined experience, provide advice to clients on all aspects of their finances. We achieve high levels of personal service by fully understanding your  needs, wants and aspirations.

As independent financial advisers, our clients benefit from us being able to offer advice on the broadest range of products and services. Whether it’s mortgage advice, investment advice, retirement planning, life insurance or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients’ needs.

Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner. Also, an initial consultation is always at our expense!

For mortgages, we can be paid by commission, a fee or a combination of both. Our typical fee is £350.00.

Depending upon the complexity of your circumstances this fee may be higher or lower, however, this will be agreed with you in advance of engagement to use our mortgage service.

As an example: If you borrowed £100,000, our fee will be £350. We will also receive commission from the lender.

You will receive a key facts illustration when considering a particular mortgage, which will tell you about any fees relating to it.

Our fee becomes payable when we provide you with our recommendation(s).

If you choose to proceed with our recommendation and the mortgage goes ahead, we will also be paid commission from the lender for arranging the mortgage on your behalf.

If you apply for a mortgage that does not go ahead, you will receive no refund.

You will receive a personalised illustration when considering a particular mortgage. This will highlight the key facts about the mortgage product including any fees relating to it.

Information is based on our current understanding of taxation legislation and regulations.  Any levels and bases of, and reliefs from taxation, are subject to change.

The guidance provided within this web site is subject to the UK regulatory regime and is, therefore, targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us.

Mortgage Owl is a trading style of Blakeway & Hunt Ltd, which is an appointed representative of TenetConnect Services Ltd which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the FCA register under reference 150643