Are you paying too much for your mortgage? Does your current deal not suit your budget or circumstances?
Switching to a new mortgage – also known as a remortgage – can be one of the best money-saving moves you can make. At Mortgage Owl, our expert advisers can help you compare remortgage deals (in the UK) in order to find a suitable option for you.
For mortgages, we can be paid by commission, a fee or a combination of both. Our typical fee is £350.00.
Depending upon the complexity of your circumstances this fee may be higher or lower, however, this will be agreed with you in advance of engagement to use our mortgage service.
As an example: If you borrowed £100,000, our fee will be £350. We will also receive commission from the lender.
You will receive a key facts illustration when considering a particular mortgage, which will tell you about any fees relating to it.
Our fee becomes payable when we provide you with our recommendation(s).
If you choose to proceed with our recommendation and the mortgage goes ahead, we will also be paid commission from the lender for arranging the mortgage on your behalf.
If you apply for a mortgage that does not go ahead, you will receive no refund.
You will receive a personalised illustration when considering a particular mortgage. This will highlight the key facts about the mortgage product including any fees relating to it.
Unlike a lot of brokers, we look across the market, which means you get the best chance of finding remortgage deals that suit you. We’ll also manage your application from start to finish, saving you time and hassle.
Our website is packed with information to help you with your initial research.
When the time comes, our advisers are available to see you during the day or evening in the comfort of your own home or at your place of work so you can sort the mortgage out at a time that suits you. Also, an initial consultation is at our expense, so it won’t cost you a penny to find out your options!
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. SECURING SHORT TERM DEBTS AGAINST YOUR HOME COULD INCREASE THE TERM OVER WHICH THEY ARE PAID AND THEREFORE INCREASE THE OVERALL AMOUNT PAYABLE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.