Mortgage Calculators
Free, easy-to-use UK mortgage calculators with instant results. Work out your payments, see what overpaying could save and get ready for the end of your deal. No sign-up needed.
Buying a home
Work out what you could borrow, save and pay when you buy.
How much could I borrow?
An illustrative borrowing range based on your income
Coming soonSaving for a deposit
How long it could take to reach your deposit target
Coming soonLoan-to-value (LTV) calculator
Your LTV and deposit percentage in seconds
Coming soonStamp Duty calculator
Stamp Duty Land Tax on your purchase, including first-time buyer relief
Coming soonMoving home costs
Stamp Duty, legal fees, surveys and removals added up
Coming soonYour mortgage
See what you pay now, and how small changes could save you money.
Mortgage repayment calculator
Monthly payments and total cost for any loan, rate and term
Open →Overpayment calculator
Interest and time you could save, with an interactive graph
Open →Term length comparison
Compare 25, 30 and 35 years side by side
Coming soonBank Rate change calculator
What a rate rise or cut could mean for your payment
Coming soonRepayment vs interest-only
What you would pay and still owe with each
Coming soonSwitching & remortgaging
Get ready for the end of your deal and compare your options.
New payment calculator
What your payment could be when your fixed rate ends
Open →Fixed-rate reminder
Free emails 6, 3 and 1 month before your deal ends
Open →Ditch your fix?
Early repayment charge vs what you could save by switching
Coming soonCompare two mortgages
Put two deals side by side, fees and all
Coming soonIs the product fee worth it?
Fee-free or lower rate: the break-even point
Coming soonIs there a calculator you'd like to see?
We're adding new calculators all the time. Tell us what would help you and we'll add it to the list.
Our calculators give illustrative figures based on what you enter. They are general educational information only, not regulated financial advice, and not an offer or agreement to lend. Your home may be repossessed if you do not keep up repayments on your mortgage.
