How Much Can I Borrow for a Mortgage?
How much can I borrow for a mortgage? Lenders typically cap it at around 4.5 times income. Here's how income, debts, a joint application…
Read the guide → How Much Can I Borrow for a Mortgage?
Guides
Buying a Home
Plain-English guides to buying a home in the UK, from saving your deposit and getting a mortgage to surveys, conveyancing and moving in.
6 guides
Moving Home With a Mortgage: Your Options
Moving home with a mortgage? Here are your 4 options – porting, borrowing more, switching lender or timing your move – plus ERCs and…
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The Home Buying Process Step by Step
The home buying process explained in 12 simple steps, from your budget and mortgage in principle to exchange, completion and getting your keys.
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The True Cost of Buying a House
Your deposit is just the start. See the 10 main costs of buying a house in the UK, when each is paid, and a…
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First-Time Buyer Mortgage Guide: Everything You Need to Know
A plain-English, step-by-step guide for first-time buyers: deposits, how much you could borrow, the schemes that may help and what happens from offer to…
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How Much Deposit Do I Need to Buy a Home?
A plain-English guide to how much deposit you need to buy a home in the UK, from the 5% minimum to how deposit size…
Read the guide → How Much Deposit Do I Need to Buy a Home?
