General educational information only, not financial advice.
Start here if you’re new to mortgages. How they work, the main types of mortgage, loan-to-value, and the jargon explained in plain English.
A plain-English guide to fixed, variable and tracker mortgages: how each works, the 5 key differences, and what happens when Bank Rate changes.
Read the guide → Fixed, Variable, and Tracker Mortgages ExplainedThe history of mortgages in the UK, from the first building society in a Birmingham pub in 1775 to record-low interest rates and today’s…
Read the guide → The History of Mortgages in the UK
The Owl's NestFree email newsletter
Join our free email newsletter. New guides, mortgage news that could affect you and updates to our free tools, sent now and then.
We've sent you a welcome email. If it's not there in a few minutes, check your spam or promotions folder.
Clear, plain-English mortgage guides and free tools for UK homeowners and buyers, checked against official sources.
Got a question? Ask Mortgage Owl →Important: Mortgage Owl provides general educational information only. It is not regulated financial advice and doesn't take your personal circumstances into account. Mortgage Owl is not authorised by the Financial Conduct Authority and doesn't recommend or arrange mortgages. For a personal recommendation, speak to an FCA-authorised mortgage adviser. Your home may be repossessed if you do not keep up repayments on your mortgage.
