Bank Rate Alerts
Get a free Bank Rate alert by email after every Bank of England decision. In a minute or two, you'll know what was decided and what it can mean for tracker, variable and fixed-rate mortgages, in plain English.
- Up to 8 short emails a year
- Plain English, no jargon
- Unsubscribe with one click
What's in each Bank Rate alert
One short email after each decision, usually on the same day. Last reviewed 13 November 2026.
- What was decidedWhether Bank Rate went up, down or stayed the same, and the new rate
- Tracker mortgagesWhat the decision can mean for tracker payments
- Standard variable and discount ratesWhy your lender decides whether to pass a change on
- Fixed ratesWhy your payment doesn't change until your deal ends
- The next decision dateSo you always know when the next one is due
Get free Bank Rate alerts
Enter your details and we'll email you after each Bank of England decision.
You're signed up
We've sent you a welcome email. Your first alert will arrive after the next decision on 17 December 2026. If you can't see the welcome email, check your junk folder.
One more thing: want a free reminder before your fixed rate ends?
We'll email you 6, 3 and 1 month before. Just pick the month and year.
Bank Rate decision dates for 2026 and 2027
The Bank of England announces Bank Rate 8 times a year, always on a Thursday. These are the dates it has published.
2026
- Thursday 5 November (raised to 4%)
- Thursday 17 December Next
2027
- Thursday 4 February
- Thursday 18 March
- Thursday 29 April
- Thursday 17 June
- Thursday 29 July
- Thursday 16 September
- Thursday 4 November
- Thursday 16 December
Bank Rate alerts: common questions
How often will I get a Bank Rate alert?
Usually 8 times a year. The Bank of England's Monetary Policy Committee announces Bank Rate 8 times a year, roughly every six weeks, and we send one short email after each decision.
Is it free?
Yes, completely free. There's no charge and nothing to buy. Every alert has an unsubscribe link, so you can stop them at any time with one click.
Will the email tell me what to do?
No. Each alert explains what was decided and what it can mean for different types of mortgage, in plain English. It isn't advice about your own mortgage. For that, speak to your lender or an FCA-authorised mortgage adviser.
What does Bank Rate mean for my mortgage?
Tracker mortgages usually follow Bank Rate. Lenders decide whether to change their standard variable and discount rates. If you're on a fixed rate, your payment doesn't change until the deal ends, but Bank Rate can affect the rates on offer when it does.
Will you send me other emails?
Only if you ask. Signing up for Bank Rate alerts doesn't sign you up to anything else. You can also choose to join The Owl's Nest newsletter or set a free fixed-rate reminder, but both are optional.
Tools and guides about Bank Rate
Bank Rate alerts are general information about Bank of England decisions. They aren't advice about your own mortgage. Mortgage Owl provides general educational information only, not regulated financial advice, and doesn't recommend particular mortgages, lenders or deals. Your home may be repossessed if you do not keep up repayments on your mortgage.
